Earnings Disclaimer
Last Update: Jan 1, 2026

No Earnings Projections, Promises, or Guarantees

The content provided on www.heikoschmidt.com is for informational and educational purposes only.

As the owner and operator of this website, I, Heiko Schmidt, make no representations, warranties, promises, or guarantees regarding income, profits, earnings, or financial results of any kind.

Any references to income, earnings, revenue, or financial outcomes - whether explicit or implied - are illustrative only and should not be interpreted as typical, expected, or guaranteed results. I do not authorize any third party to make earnings claims on my behalf.
 

No Guaranteed Results

Any earnings or income examples mentioned on this website represent hypothetical or aspirational outcomes based on personal experience, opinion, or belief. There is no assurance that you will achieve similar results.

If you rely on any figures, examples, or statements provided on this website, you accept full responsibility for your results and acknowledge that outcomes may differ materially.

This applies whether examples relate to:

• monetary income,

• business growth,

• advertising credits,

• investment performance,

• or other financial or commercial outcomes
  (regardless of whether such outcomes are convertible to cash).
   

Past Performance Is Not Indicative of Future Results

Any references to past success or experience - whether mine or others’ - do not guarantee future outcomes.

No income or earnings statements made on this website should be considered “average,” “typical,” or representative of what you may achieve.
 

Factors Affecting Outcomes

Your results depend on many variables beyond my control, including but not limited to:
 

(i) Economic Conditions

Local, national, and global economic factors may positively or negatively affect outcomes.

(ii) Individual Effort, Skill, and Circumstances

Your background, experience, discipline, motivation, time commitment, decision-making, and business acumen significantly influence results. There is no guarantee of financial success.
 

Forward-Looking Statements

This website may contain forward-looking statements reflecting opinions, expectations, or assumptions about future possibilities. Such statements are inherently uncertain and should not be relied upon as guarantees of performance or results.
 

Due Diligence Required

You are solely responsible for conducting your own due diligence before making any business, financial, or investment decisions.

You should consult qualified professionals - including accountants, lawyers, and financial advisors - before acting on any information found on this website.
 

Pricing and Value

Any pricing for products or services offered through this website is determined solely by me and reflects my own judgment. Prices do not represent objective valuations, guaranteed returns, or promises of financial outcome.
 

No Financial, Investment, or Legal Advice

Nothing on this website constitutes financial, investment, accounting, or legal advice.
You should not rely on this website as a substitute for professional advice tailored to your situation.
 

Governing Law

This Earnings Disclaimer shall be governed by and construed in accordance with the laws of the Province of British Columbia and the applicable federal laws of Canada.